Redefine your career at Xpert Home Lending
At Xpert Home Lending, we empower
loan officers to take control of their careers with unmatched freedom, support, and growth opportunities.
What Sets Us Apart?
Entrepreneurial Freedom: Build your own brand and process while supported by industry experts.
Scalable Business Growth: Licensed in 43 states, we provide the foundation to expand your reach.
Best Compensation: Our Platform allows for
the best compensation structure in the industry.
No conflict of interest: Retail lenders have their best loan officers sell higher rates so
they can make more money, because they know you can.
We have flat fees and low margins so that we can attract the best loan officers in the industry.
What Sets Us Apart?
Entrepreneurial Freedom: Build your own brand and process while supported by industry experts.
Scalable Business Growth: Licensed in 43 states, we provide the foundation to expand your reach.
Best Compensation: Our Platform allows for the best compensation structure in the industry.
No conflict of interest: Retail lenders have their best loan officers sell higher rates so they can make more money, because they know you can.
We have flat fees and low margins so that we can attract the best loan officers in the industry.
Looking to Join a Team that
maximizes your capabilities?
Looking to Join a Team that
maximizes your capabilities?
The platform at Xpert Home Lending was created with a sole focus: enabling great loan officers to maximize their potential.
Our culture is built around a mindset of continuous improvement. We believe that the companies and loan officers that thrive are the ones that know “good” is just not good enough.
A Loan Officer that thrives at Xpert Home Lending desires Control:
Control of your process
Control of your income
Control of your career
The platform at Xpert Home Lending was created with a sole focus: enabling great loan officers to maximize their potential.
Our culture is built around a mindset of continuous improvement. We believe that the companies and loan officers that thrive are the ones that know “good” is just not good enough.
A Loan Officer that thrives at Xpert Home Lending desires Control:
Control of your process
Control of your income
Control of your career
Control of your Process:
Create and send disclosures to borrowers in minutes.
Choose th+e level of support staff you have around you. Get a processor or Loan Officer Assistant, or process the files yourself.
Leverage industry-leading technology and LOS systems to streamline your workflows and spend your time generating business.
Xpert is a top 10 partner at UWM, earning us a Diamond Account status, and the fastest turn times in the industry.
Get cleared to close as fast as anyone in the industry and sell your control, communication, speed and efficiency to referral partners.
Choose between 90+ wholesale lenders, always allowing you to find the perfect program for even the most niche situations, including commercial lending.
Control Of Your Process:
Create and send disclosures to borrowers in minutes.
Choose th+e level of support staff you have around you. Get a processor or Loan Officer Assistant, or process the files yourself.
Leverage industry-leading technology and LOS systems to streamline your workflows and spend your time generating business.
Xpert is a top 10 partner at UWM, earning us a Diamond Account status, and the fastest turn times in the industry.
Get cleared to close as fast as anyone in the industry and sell your control, communication, speed and efficiency to referral partners.
Choose between 90+ wholesale lenders, always allowing you to find the perfect program for even the most niche situations, including commercial lending.
Hear From Our Team
Hear From Our Team
“Was able to change from Broker Owner to Individual LO and still keep my brand...my clients didn’t know...I am just powered by Xpert”
Michael Socha
The Socha Lending Group
“Was able to change from Broker Owner to Individual LO and still keep my brand...my clients didn’t know...I am just powered by Xpert”
Michael Socha
The Socha Lending Group
“We’d always hear from the banking and the real world that the broker world can’t close loans , that there is no support....that has been the farthest from the truth.”
Matthew Hardy
Greenlight Mortgage Group
“We’d always hear from the banking and the real world that the broker world can’t close loans , that there is no support....that has been the farthest from the truth.”
Matthew Hardy
Greenlight Mortgage Group
We do what we say we will do
“They [Xpert Leadership] has had the highest Do/Say Ratio of...any of the leaders we have worked with”
Tyler Lucks & Quinn Moran
Legacy Lending
“They [Xpert Leadership] has had the highest Do/Say Ratio of...any of the leaders we have worked with”
Tyler Lucks & Quinn Moran
Legacy Lending
Control of your income:
Our corporate team focuses on efficiency and avoids bloated rate sheets, which helps us provide industry-best compensation.
Your existing book of business is immediately worth MORE money to you when you decide to join the Xpert Home Lending team.
Build your business around your lead sources. Whether you buy leads, run ads, generate business from agent referrals, or any other method, our platform allows you to tailor your strategy specifically for YOUR business,
not someone else’s.
Get access to over 3500 bps a year worth of pricing incentives above and beyond the already extremely competitive rates.
Build a team of Loan Officers or a referral network and generate uncapped residual income.
Control of your income:
Our corporate team focuses on efficiency and avoids bloated rate sheets, which helps us provide industry-best compensation.
Your existing book of business is immediately worth MORE money to you when you decide to join the Xpert Home Lending team.
Build your business around your lead sources. Whether you buy leads, run ads, generate business from agent referrals, or any other method, our platform allows you to tailor your strategy specifically for YOUR business, not someone else’s.
Get access to over 3500 bps a year worth of pricing incentives above and beyond the already extremely competitive rates.
Build a team of Loan Officers or a referral network and generate uncapped residual income.
Control of your income:
Our corporate team focuses on efficiency and avoids bloated rate sheets, which helps us provide industry-best compensation.
Your existing book of business is immediately worth MORE money to you when you decide to join the Xpert Home Lending team.
Build your business around your lead sources. Whether you buy leads, run ads, generate business from agent referrals, or any other method, our platform allows you to tailor your strategy specifically for YOUR business,
not someone else’s.
Get access to over 3500 bps a year worth of pricing incentives above and beyond the already extremely competitive rates.
Build a team of Loan Officers or a referral network and generate uncapped residual income.
Control of your income:
Our corporate team focuses on efficiency and avoids bloated rate sheets, which helps us provide industry-best compensation.
Your existing book of business is immediately worth MORE money to you when you decide to join the
Xpert Home Lending team.
Build your business around your lead sources. Whether you buy leads, run ads, generate business from agent referrals, or any other method, our platform allows you to tailor
your strategy specifically for YOUR business, not someone else’s.
Get access to over 3500 bps
a year worth of pricing incentives above and beyond the already extremely competitive rates.
Build a team of Loan Officers
or a referral network and generate uncapped residual income.
Control of your Career:
Operate as a DBA. Build and control YOUR brand.
Work as much or as little as you want to achieve your own Work Life Harmony.
Control your schedule and work the times you want.
Get access to paid in-person training at our partners’ headquarters with a robust list of class topics that are sure to improve even the most seasoned Loan Officer.
Flex your entrepreneurial muscle with the ability to run your business the way you always wanted, not the way a micromanaging company told you to run it.
Licensed in 43 states, enabling you to grow your business beyond your local market.
Control of your Career:
Operate as a DBA. Build and control YOUR brand.
Work as much or as little as you want to achieve your own Work Life Harmony.
Control your schedule and work the times you want.
Get access to paid in-person training at our partners’ headquarters with a robust list of class topics that are sure to improve even the most seasoned Loan Officer.
Flex your entrepreneurial muscle with the ability to run your business the way you always wanted, not the way a micromanaging company told you to run it.
Licensed in 43 states, enabling you to grow your business beyond your local market.
Control of your Career:
Operate as a DBA. Build and control YOUR brand.
Work as much or as little as you want to achieve your own Work Life Harmony.
Control your schedule and work the times you want.
Get access to paid in-person training at our partners’ headquarters with a robust list of class topics that are sure to improve even the most seasoned Loan Officer.
Flex your entrepreneurial muscle with the ability to run your business the way you always wanted, not the way a micromanaging company told you to run it.
Licensed in 43 states, enabling you to grow your business beyond your local market.
Frequently Asked Questions
Some of the most common questions from loan officers coming to our platform.
Frequently Asked Questions
Some of the most common questions from loan officers coming to our platform.
Is Xpert Home Lending set up the same as other mortgage brokers I have heard of?
XHL is "all that and more". We have a correspondent channel with UWM as well as broker relationships with 90+ lenders. This hybrid model gives us the best of both worlds and is a game changer for high producing Loan Officers.
My agent partners want quick turnarounds for purchases, will I be able to close quickly?
YES! We have the some of the fastest underwriting and closing times in the industry, with same day fundings. LO's are regularly able to start and close loans in 14 days or less.
Am i going to be getting paid 1099 or W2?
We go off of the guidance we have been given from state regulators. If you complete a loan in a state that allows it, we will pay 1099 immediately after getting paid on the loan. If not, we will pay W2 Semi-monthly.
I have a client base that requires non-conventional products. Is that available?
Yes! Our network of 90+ lenders makes sure that if you can't say "Yes" to a deal, no one can! These include Bank Statement, DSCR, ITIN, Jumbo, ARMs, No-Doc, Commercial and more!
Why is it that the rates on the broker channel are better at retail lenders?
When a loan officer works at a retail lender, they sell the products of that lender. If the LO has strong relationships, the retail lender can raise their margins and leverage the trust of their LO to make the company more money. When you have 90+ lenders competing for your business everyday it forces wholesale lenders to keep rates low to attract business because as a broker, you can easily take your business elsewhere.
Am I going to be able to speak directly with underwriting to help solve loan related issues?
YES! When doing loans at UWM and through our correspondent channel, you can call the underwriter on your file and talk to them directly to find answers.
How would I know if I am NOT a good fit for Xpert Home Lending?
If you are an inexperienced, low producing loan officer who expects to be "fed" leads, you are unlikely a good fit. We keep our margins small so that experienced loan officers with existing business contacts can get all the help they need without paying for bloated services they don't use.
Is Xpert Home Lending set up the same as other mortgage brokers I have heard of?
XHL is "all that and more". We have a correspondent channel with UWM as well as broker relationships with 90+ lenders. This hybrid model gives us the best of both worlds and is a game changer for high producing Loan Officers.
My agent partners want quick turnarounds for purchases, will I be able to close quickly?
YES! We have the some of the fastest underwriting and closing times in the industry, with same day fundings. LO's are regularly able to start and close loans in 14 days or less.
Am i going to be getting paid 1099 or W2?
We go off of the guidance we have been given from state regulators. If you complete a loan in a state that allows it, we will pay 1099 immediately after getting paid on the loan. If not, we will pay W2 Semi-monthly.
I have a client base that requires non-conventional products. Is that available?
Yes! Our network of 90+ lenders makes sure that if you can't say "Yes" to a deal, no one can! These include Bank Statement, DSCR, ITIN, Jumbo, ARMs, No-Doc, Commercial and more!
Why is it that the rates on the broker channel are better at retail lenders?
When a loan officer works at a retail lender, they sell the products of that lender. If the LO has strong relationships, the retail lender can raise their margins and leverage the trust of their LO to make the company more money. When you have 90+ lenders competing for your business everyday it forces wholesale lenders to keep rates low to attract business because as a broker, you can easily take your business elsewhere.
Am I going to be able to speak directly with underwriting to help solve loan related issues?
YES! When doing loans at UWM and through our correspondent channel, you can call the underwriter on your file and talk to them directly to find answers.
How would I know if I am NOT a good fit for Xpert Home Lending?
If you are an inexperienced, low producing loan officer who expects to be "fed" leads, you are unlikely a good fit. We keep our margins small so that experienced loan officers with existing business contacts can get all the help they need without paying for bloated services they don't use.
Why Wait?
In minutes you could be learning more about a platform that has -literally- changed the lives of loan officers just like yourself.
The opportunity is not for everyone.
But if you consider yourself an experienced, high producing loan officer, and are looking for something more that what you are currently getting.
It might be for you.
Why Wait?
In minutes you could be learning more about a platform that has -literally- changed the lives of loan officers just like yourself.
The opportunity is not for everyone.
But if you consider yourself an experienced, high producing loan officer, and are looking for something more that what you are currently getting.
It might be for you.
Xpert Home Lending,
Inc. is a Real Estate Broker Licensed by the California Department of Real Estate
DRE #02166758 NMLS:
2179191
Licenses
23249, 1037959, 129623,
60DBO-160250, 02166758, ML-2179191, 039059, MLB2179191,MLD2250, 2179191, HI-2179191,MBL-2082179191, MB.6761726, 64780, 2023-0123, MC.0025868, 2179191,
FL0024365, SR0024420, MN-MO-2179191, 2179191, 2179191, 2179191, 5760, 26911-MB, L-211751, ML104704,
RM.804928.000, 2179191,
103794, 2179191.ML, 2179191,
13431511, MC-7517, MC-7517,
CL-2179191, 2179191BA,
2179191BR, 4889
RESOURCES
DISCLAIMER
Contact
Corporate Office 1100
Satellite Blvd NW
Suwanee, GA 30024
Phone: (417) 540-4858
Xpert Home Lending, Inc. is a Real Estate Broker Licensed by the California Department of Real Estate
DRE #02166758 NMLS:
2179191
Licenses
23249, 1037959, 129623,
60DBO-160250, 02166758, ML-2179191, 039059, MLB2179191,MLD2250, 2179191, HI-2179191,MBL-2082179191, MB.6761726, 64780, 2023-0123, MC.0025868, 2179191,
FL0024365, SR0024420, MN-MO-2179191, 2179191, 2179191, 2179191, 5760, 26911-MB, L-211751, ML104704,
RM.804928.000, 2179191,
103794, 2179191.ML, 2179191,
13431511, MC-7517, MC-7517,
CL-2179191, 2179191BA,
2179191BR, 4889
RESOURCES
DISCLAIMER
Contact
Corporate Office
1100 Satellite Blvd NW
Suwanee, GA 30024
Phone: (417) 540-4858
